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Nickel

4.8(140 reviews)

Nickel is a cloud-based solution that lets businesses send and receive payments online through cards, ACH, and bank transfers. Nickel is the only truly transparent payment processor, with no monthly fees, chargebacks, or hidden costs, making it a cost-effective solution for managing invoices and bills efficiently. We are also the only payments processor built for industry, capable of processing large transactions (up to $1mn per transaction) without a hitch, at the cheapest rates possible. ACH transactions are always free, and card processing rates are competitive at 2.9%.

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G2 Rating

4.8/ 5.0
140 reviews

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AI Analysis by G2· March 2026

Nickel is a payment processing platform that allows businesses to handle transactions, including ACH payments, invoicing, and recurring obligations.

Pros

  • Reviewers frequently mention the ease of use, seamless integration with QuickBooks, cost-effectiveness due to free ACH transactions, and responsive customer support as key benefits of using Nickel.

Cons

  • Users mentioned some limitations such as the absence of a feature to schedule future payments, the inability for clients to download invoices before payment, and a somewhat long payment hold time.

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